Eau Claire, Wisconsin        715-717-4245

 

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Services & Rates

Loans

Vehicle & Recreation Vehicles******

 

Term Mos.

2009-2010 2005-2008 2000-2004 Minimum Loan

24

5.00% APR* 5.50% APR* 6.00% APR* $1,000

36

5.75% APR* 6.25% APR* 6.50% APR* $1,000

48

6.25% APR* 6.75% APR* 7.25% APR* $1,000

60

6.75% APR* 7.25% APR* 7.75% APR* $5,000

 72

7.25% APR* 7.75% APR* N/A $10,000

  84

7.50% APR* 8.00% APR* N/A $20,000

Other Loans

Loan Type Term A.P.R. * Monthly Payment (3)
Home Equity-Variable (5)     (80% Equity) **** Various Prime +  (Call for rate)  
Home Equity-Variable (5) (81%-90% Equity) **** Various Prime +  (Call for rate)  
       
Share-Secured ** up to 36 mos 4.00%  
       
Credit Card(4) ($10,000 LOC max) Revolving 12.90% N/A
       
Kwik Cash ($10,000 LOC max) Revolving 18.00% N/A

 

Unsecured Loans

Term Mos.

APR*

Min Loan Amt

Max per Member

Max per Family

24

8.99%

$1,000

$7,500

$10,000

36

9.99%

$1,000

$7,500

$10,000

48

10.99%

$1,000

$7,500

$10,000

 

Savings

Savings Type Term A.P.Y. (2)

Regular CD Rates

   
Share Certificate CD*** $1,000 min. 6 mos 1.40%
Share Certificate CD*** $1,000 min. 12 mos 1.65%
Share Certificate CD*** $1,000 min. 18 mos 2.15%
Share Certificate CD*** $1,000 min. 24 mos 2.15%
Share Certificate CD*** $1,000 min. 30 mos 2.40%
     
Money Manager ($75-$2,499) N/A 0.25%
Money Manager ($2,500-$9,999) N/A 0.50%
Money Manager ($10,000 +) N/A 1.25%
     
Savings ($75 min bal to earn APY) N/A 0.25%
     
Christmas Club (paid out Nov 1st) 12 mos TBA
     
IRA's - Traditional (1) ($25 min bal to earn APY) N/A 1.75%
IRA's - Roth (1) ($25 min bal to earn APY) N/A 1.75%
IRA's - Educational (1) ($25 min bal to earn APY) N/A 1.75%

Other Services

ACH Depositing or Payment
Cash Withdrawals
Cashier Checks
GAP Insurance
Loan Insurance
Money Orders
Notary Service
Payroll Deduction

 

* Annual Percentage Rate

** Above Share Rate

*** Penalty for early withdrawal

**** Up to maximum or 12 years

****** Terms & conditions may apply.  Rates apply to qualified members

(1) Rate applies to balance greater than $25

(2) Annual Percentage Yield

(3) Monthly payment based on $1,000 for term (maximum if range) & APR 

(4) Fees may apply

(5) Fixed rate for the Term period (3 or 5 yrs) and variable thereafter, up to 12 years

These rates are subject to change without notice.  Loan rates subject to terms & credit approval.  Downpayments may apply.

 

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Last modified: January 1, 2010
©  2010 Sacred Heart Hospital Employees Credit Union.  All rights reserved.